Shared Equity Purchases

Making home ownership more affordable.

Shared Equity Purchases are those made in partnership with a registered developer or housing association.

They are often associated with first time buyers and typically allow the purchaser to buy between 51% and 80% of the total property value with the balance held by the developer or housing association. Funding your purchase price is typically done using a shared equity mortgage – something our in-house IFA can help you explore in more detail.

Shared Equity schemes can be a big help if you’re on a low income. It can take many years to save a deposit of 10%-20% of a property’s value, so being able to reduce this commitment significantly can allow first time buyers to get a step on the ladder sooner than otherwise might be possible. Of course, there are other considerations like the speed of house price inflation and this is where our experts can help you make an informed decision on whether Shared Equity is right for you. Our property team offers practical advice on individual schemes and their relative suitability. In addition, we manage the entire conveyancing process for you, constantly keeping you up to date with the progress of your application and minimising the stress of what will be among the largest financial transactions you will make.

Get in touch

For more information on Shared Equity Purchases, call us on 0141 227 2200 or use the contact form below.

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Find out what our clients think about us

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Clark Boyle & Co were extremely professional from start to finish. We were on quite a tight schedule to complete our home purchase however Bev who we dealt with did everything she could to enable everything to go through on time. A+++ service. Thank you for everything.

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My sister-in-law purchased a flat in Glasgow about a year ago. She used Clark Boyle for the conveyancing and was happy with the service provided. So, when we decided in November to buy a flat in Glasgow we thought we'd go with them too. It was a good decision; they were friendly, fast and efficient. We were especially impressed with our lawyer, a partner in the firm, who's local knowledge and keen negotiating skills impressed and indeed saved us a substantial sum of money and the deal was completed before Christmas - thanks Graham. We're happy to recommend Clark Boyle and we'd use them again in the future.

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Anne Green, of Clark Boyle, made my house purchase effortless. I would use this firm again.

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Thanks so much Irene, you have been fantastic all the way through, thanks for going above and beyond 🙂

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Dear Elaine, Thank you so much for having dealt with the sale in such a professional manner.

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Hi Teresa, I just wanted to say thanks so much for all of your assistance (and moral support!!) over the last few months, it’s been a long process but you definitely made less stressful. Your assistance is very much appreciated by us both.

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Hi Irene, Thanks very much. A big thanks as well for all the help you have provided. I honestly wish you were involved in all the other buying/selling transactions we’ve been involved in over the last 6 months to get to this stage. You have simply been absolutely amazing to deal with. You have explained the process at all stages and answered all questions quickly and efficiently. You have provided all the guidance and help we have needed while keeping a professional but extremely friendly (and welcomed!!!) attitude. Again, a massive thanks from Gillian and I for all you have done. I wish you all the best in your future.

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Dear Susan, Please accept my thanks for your professionalism and perseverance in finally and successfully concluding the sale of my mothers' property today. This despite the intransigence, unreasonable demands and apparent inability of the purchasing client solicitor to properly communicate or engage with you throughout the whole selling process.